Nikitas Kouimanis
Sales Manager
NMLS # 9659
Nikitas Kouimanis
NMLS # 9659
Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Not all borrowers will qualify. Use of the data is at the user's sole risk. This chart is for illustrative purposes only. This is not a commitment to lend. Not all borrowers will qualify. These are the current national mortgage rates on popular loan products. Rates shown are not available in all states or to all borrowers.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
This is not a commitment to lend. Not all borrowers will qualify. This is for illustrative purposes only and estimates are based on information you provided. Interest rates, mortgage insurance rates, and programs are subject to credit approval and available rates and terms will vary, sometimes drastically, based on borrower eligibility and program selected. For accurate interest rates and mortgage insurance rates please contact your sales consultant. For illustrative purposes FHA/VA and USDA loan amounts will include an estimate for the financed upfront MI amount.
Nikitas Kouimanis
Sales Manager
NMLS # 9659
Nikitas Kouimanis
NMLS # 9659
You can afford $300,000
Your Monthly Payment: $667/month
Total Loan Amount: $240,000
Total Amount Paid: $240,000
Estimated insurance needed: $667/month
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Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend. Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.
Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment). Discount point have varied and can be found on www.freddiemac.com. These mortgage averages are for loans in 1st Lien Position. The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.
BackSpecializing in residential home loans
Helping 100's families each year
Nikitas Kouimanis is a well-known Mortgage professional and a highly recognizable leader in the Nation amongst mortgage professionals.
Nikitas Kouimanis started his mortgage career in 2001; his years of experience with excellent knowledge of all products in this industry. His goal has always been to make sure the loans he works on are the best fit for his clients.
Nikitas never has and will never place a client in a program that does not fit their budget or lifestyle. Nikitas's goal is to help his clients achieve and maintain the American Dream of Homeownership.
Nikitas takes great pride in his dedication to client satisfaction. His commitment is to provide the highest quality service while working to help his clients achieve their financial objectives within the mortgage process. Nikitas always aims for the highest standards of ethics and responsiveness to meet the changing. He makes the experience count, which results in long-term relationships, repeat business, and referrals. He will work around your schedule to implement what is in the client's best interest. With creative thinking, as each loan application is unique, Nikitas pays the utmost attention to his client’s needs and offers options right for their situation at the most competitive rates and terms. Nikitas and his team of experts strive to educate their clients on every step of the loan process. Nikitas constantly maintains a qualitative edge by soliciting client interaction and implementing astute suggestions. Nikitas believes the loan process is a team effort. Careful attention to detail, we pledge to prepare each loan with adequate and proper documentation; this is the key to a successful and smooth loan process. A pleasant experience, financing your home is a lifetime event. His commitment is to attend to your needs and render the process smooth and hassle-free.
DISCLAIMER
You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your sales consultant.
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Nikitas Kouimanis
Sales Manager
NMLS # 9659
Nikitas Kouimanis
NMLS # 9659
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Nikitas Kouimanis
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